Be Prepared: From Pets To Pools You Never Know When You Might Need Umbrella Insurance

Protect yourself from unforeseen costs and damages with umbrella insurance!

When making sure that you have adequate coverage for all your belongings, you need to consider umbrella insurance. Sure, you may have homeowners insurance and auto insurance, but do they give you enough coverage? In the event that damages exceed coverage or if you’re taken to court, you’re at risk of losing your assets. You’ve worked hard for your belongings, make sure that they’re well protected. Still not convinced? Be sure to check out these scenarios in which you need umbrella insurance.

You own a pet.

Although you love your furry friends, pet ownership is risky. While your pet may not hurt you, they can get scared and could hurt others. Should your pet bite someone, they can cause serious injury and you’re responsible. Medical bills can be expensive and lawsuits can put your assets at risk.

You own a car.

Driving is unpredictable. Even though you may be confident in your own driving abilities, you can’t control others on the road. There’s never any guarantee that you’ll be protected from a severe accident. In the event of an accident, your insurance only covers so much. Should damages exceed your policy limits then it becomes your responsibility to pay out of pocket.

You own a house.

Unless you live in a bubble, your home likely has certain dangers. From pools to slippery floors, your home can cause injury to your guests. In the event that you’re found negligent, you could be stuck paying a high settlement in court that puts your assets at risk.

In all scenarios, umbrella insurance can offset the costs and help you keep your hard-earned assets. Be sure to invest in a policy. Duane Weber Insurance, Inc. can help you find the perfect policy! Located in Kent, Washington, we serve all your insurance needs in the community. Contact us for more information.