Know what to ask when shopping for home insurance.
Shopping for insurance can be a complicated process. You must compare prices, policy coverage, and you must ask all the right questions. Don’t walk through the process alone. Ensure that you know what to ask with this guide to the top questions that you should ask when buying home insurance.
What Does The Policy Cover?
It’s important to know exactly what your policy covers before you commit to it. Not all homeowners insurance policies are the same. You want to know what subsets of coverage that you have as well as what types of perils are covered under your policy. Before deciding on a policy, ensure that all the coverage meets your needs.
How Much Will It Cost To Rebuild My Home?
Sometimes disasters happen. If your home needs to be rebuilt, will you have enough coverage to do so? Sometimes coverage falls short or you may confuse the rebuilding costs with the purchase price. Get an exact number when it comes to rebuilding costs and get coverage equal to if not greater than that cost.
How Established Is Your Insurance Agency?
Do your homework on the insurance agency. You want to ensure that it’s a well-established agency that has stable, steady business. Additionally, you want to ensure that they’re dependable. If you need to file a claim, you want to ensure that they’ll be there for you, and that your claim will be processed in a timely manner.
Are There Any Savings Opportunities?
There are always ways to save on your insurance. When shopping for a policy, ask your agent what types of offers and discounts that they’re able to offer you. No two companies are the same, and you may just find a great bargain.
Ensure that you know what to ask when looking for the right homeowners insurance. Duane Weber Insurance, Inc. can help you find the perfect policy! Located in Kent, Washington, we serve all your insurance needs in the community. Contact us for more information.