Keeping your home insured even while vacant.
Selling your home can be a stressful process. Don’t let the stress of selling leave your home vulnerable. Get the right type of homeowners insurance, and check out what you need to know about protecting your home while it’s vacant.
An empty home is a dangerous home. From hoodlums to thieves, it’s a beacon for trouble. Because there’s more risk associated with a vacant home, you can’t continue with your regular homeowners policy. Rather, you need a vacant home policy to give you the protection that you need.
Notify Your Agent.
If you’re planning on leaving your home vacant for an extended period of time (usually more than 30 days), it’s important to talk with your insurance agent. That way they can advise you accordingly when it comes to your insurance. If you fail to notify your agent, your insurance company could cancel your whole homeowners insurance policy. Play it safe and get the coverage that you need to keep your property protected.
Weighing Your Options.
Depending on your policy, you have several options to choose from when insuring your empty home. A vacant home policy can give you the coverage that you need while your home is empty. It helps to protect the property and its contents from covered perils. However, you can also look into adding an endorsement to your current homeowners policy. You may be able to purchase the supplemental coverage so that you’re best able to keep your vacant home protected. Talk to your agent about your options so that you’re able to make the best coverage decision.
Avoid disaster and protect your vacant home with the right homeowners insurance. Duane Weber Insurance, Inc. can help you find the perfect policy! Located in Kent, Washington, we serve all your insurance needs in the community. Contact us for more information.